![]() But State Farm, Allstate and Farmers were the cheapest companies for drivers with poor credit in several states, showing the importance of where you live in determining the most affordable option.įor military families who are eligible, USAA is a great option. Nationwide, the cheapest option on average in nine states, came in second. Excluding USAA, MoneyGeek found that GEICO is the cheapest, widely-available option in 23 states and Washington D.C. Generally speaking, GEICO has the cheapest car insurance for bad credit and MetLife has the highest rates, but this can vary widely from state to state or even ZIP code to ZIP code. This means your credit can impact your rate differently from one company to another. ![]() Insurance companies pull your credit history when determining your rates, but they use a variety of factors when determining how your credit score should impact your insurance premium.
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